RIFO REALTY GROUP INC.

TERMS OF RIFO AGENT

Last Revised: August 23, 2021

These Terms of Service (“TOS”) are between you, the RIFO real estate agent ( “You” or “RIFO Agent”) and RIFO REALTY GROUP INC. (“RIFO”) and they govern Your use of the Agent App (as defined and further explained below).

These TOS incorporate, and are to be read in conjunction with, the RIFO Website Terms of Use available at https://policy.rifo.ca/terms_of_use.html (“Website TOU”) and the Acceptable Use & Conduct Policy available at https://policy.rifo.ca/acceptable_use_policy.html (“AUP”), each as may be amended from time-to-time. The Website TOU govern Your use of RIFO’s website currently located at https://www.rifo.co, https://www.rifo.ca (“Website”).

If You have any questions relating to these TOS, please contact RIFO by e-mail at ops@rifo.ca with questions about these TOS.

PLEASE READ THESE ENTIRE TOS CAREFULLY BEFORE ACCESSING, USING OR DOWNLOADING ANY OF RIFO AGENT. THE TOS CONTAIN IMPORTANT INFORMATION REGARDING YOUR RIGHTS AND OBLIGATIONS, AS WELL AS CERTAIN EXCLUSIONS AND LIMITATIONS ON THOSE RIGHTS, INCLUDING THE FOLLOWING: THESE TOS ARE EFFECTIVE UPON ACCEPTANCE. WHEN YOU REGISTER FOR A RIFO AGENT ACCOUNT WITH RIFO, YOU ACCEPT THESE TOS BY CHECKING THE APPROPRIATE BOX AND ACKNOWLEDGING THAT YOU HAVE READ, UNDERSTOOD AND ACCEPT THESE TOS. IF YOU DO NOT REGISTER FOR A RIFO AGENT ACCOUNT, THESE TOS ARE EFFECTIVE THROUGH USE OF RIFO AGENT, INCLUDING USE OF THE WEBSITE OR BY DOWNLOADING ONE OF RIFO AGENT APPS.

IF YOU ARE AGREEING TO THESE TOS ON BEHALF OF ANOTHER PERSON OR ENTITY, THEN YOU REPRESENT AND WARRANT TO RIFO THAT YOU HAVE THE AUTHORITY TO BIND THAT PERSON OR ENTITY TO THESE TOS. IF YOU DO NOT AGREE TO BE BOUND BY ANY PART OF THESE TOS, OR DO NOT HAVE THE AUTHORITY DESCRIBED IN THE PREVIOUS PARAGRAPH, DO NOT CHECK THE APPROPRIATE ACCEPTANCE BOX AND DO NOT INSTALL, DOWNLOAD, ACCESS OR USE THE AGENT APP AND CANCEL THE LOADING OF AND DELETE ANY APPS.

1. ABOUT RIFO’S SERVICES

RIFO’s affiliates offer real estate brokerage services, including listing services and buyer representation services, and various ancillary services (such brokerage services and such ancillary services, the “RIFO Affiliate Brokerage Services”).

In connection with the RIFO Affiliate Brokerage Services, RIFO makes available a platform (“Platform”) as an online service designed to service and connect RIFO Affiliate Brokerage Services clients (“Clients”), RIFO Agents and third party vendors (“Vendors”) during the buying, selling and servicing of real estate. Clients, RIFO Agents and Vendors may access and use such online services via distinct RIFO mobile applications specifically designed for Clients, RIFO Agents or Vendors, respectively (such online services and such applications, collectively, the “RIFO Online Services”). For certainty, the “RIFO Online Services” includes the Platform and such mobile applications, as well as any software, other platforms, digital services, features, tools, functionalities, and any RIFO Content, made available via or accessible to Clients, Vendors or RIFO Agents via the RIFO Online Services, including by not limited to, RIFO Client (as defined below).

For the purposes of these TOS, the following defintions apply:

Portions of the RIFO Online Services are focused on assisting Clients with their buying, selling and servicing of real estate by connecting Clients with RIFO Agents. Specifically, the RIFO Client App includes various functionalities, such as allowing Clients to: (i) search real estate listings and learn information related to such listings; (ii) using the RIFO Agent Services; (iii) track their real estate selling and/or buying progress; and (iv) connect with Vendors in order to purchase and receive Vendor services (“Vendor Services”).

2. RIFO AGENT AND AGENT SERVICES

3. YOUR ELIGIBILITY TO USE AGENT APP AND RIFO AGENT ACCOUNT

4.SCOPE OF RIFO’S ROLE

5.PRIVACY

In order to operate and make available the Agent App, and the other RIFO Online Services, RIFO collects, uses and discloses certain personal information about You. RIFO collects, uses, discloses and protects that information as described in RIFO’s Privacy Policy, which You can find at https://policy.rifo.ca/privacy_policy.html , and which is hereby incorporated into and forms a part of these TOS. Your privacy is important to RIFO and RIFO’s Privacy Policy explains how RIFO collects, uses, discloses and protects Your personal information.

6.LOGIN METHODS

7.LIMITED USE; RESERVATION OF RIGHTS

8. THIRD PARTY TOOLS

9. ACCEPTABLE USE

10. NON-CIRCUMVENTION

You may not use the Agent App to find a Clients and then circumvent these TOS or enter into a Listing/Representation Agreement with a Client independent from your affiliation RIFO or its affiliates

11. USER CONTENT; FEEDBACK

12. RESPONSIBILITY FOR CONTENT

13. GENERAL DISCLAIMERS

14.LIMITS AND EXCLUSIONS OF LIABILITY

15.INTELLECTUAL PROPERTY OWNERSHIP

16. EXTERNAL SOURCES AND RIFO AGENT; THIRD PARTY BENEFICIARIES

RIFO is not responsible for information on any third party website or service that is referred in, or accessible or connected by hyperlink to, the Agent App. If You use any third party website or service through the Agent App, then You do so at Your own risk. Such third party websites or services may be subject to their own terms of service and privacy policies. RIFO is not responsible or liable for the availability or accuracy of such third party websites or services, or the content, products, or services available from such third party websites or services. Hyperlinks do not constitute third party endorsement of, sponsorship or endorsement by, or affiliation with, RIFO.

17. LINKING TO THE WEBSITE

18. UPDATES; TOS AMENDMENTS

19. TERMINATION; SUSPENSION AND AFTER TERMINATION

20. INDEMNIFICATION

You shall indemnify and save RIFO and any related or affiliated RIFO companies and their respective boards of directors, officers, employees or agents (together, the “Indemnified Parties”), harmless from and against all claims, actions, demands, suits, liabilities, losses, expenses, costs, or damages (“Claims”) of every nature and kind whatsoever which the Indemnified Parties may have or suffer arising out of these TOS, including any and all Claims regarding: (i) Your breach of these TOS; (ii) Your use of any of the Agent App, RIFO Online Services, RIFO Mobile Apps, RIFO Content, User Content, Third Party Tools, RIFO Agent Services or Vendor Services; (iii) Your User Content; (iv) Your interaction with any Vendors or RIFO Agents ;or (v); Your acts, omissions or misconduct. RIFO has the right but not the obligation to participate in any defense or settlement.

21. APPLICABLE LAW & JURISDICTION

All matters relating to these TOS will be governed by the statutes and laws of the Province of Ontario or the federal laws of Canada applicable therein, as applicable, without regard to the conflicts of laws principles thereof. You and RIFO also agree and hereby submit to the exclusive personal jurisdiction and venue of the courts of the Province of Ontario or the federal courts of Canada, as applicable, located within the City of Toronto, with respect to any and all matters arising in connection with these TOS. The United Nations Convention on Contracts for the International Sale of Goods does not apply to these TOS.

22. ASSIGNMENT

RIFO may assign or transfer these TOS in whole or in part at any time without Your consent. You may not assign these TOS or assign, transfer or delegate Your RIFO Agent Account or any of Your rights or obligations under these TOS. Any purported assignment, transfer or delegation in violation of this provision is void from the outset.

23. WAIVER OF CLASS ACTIONS

To the fullest extent permitted by applicable law, all parties to any action arising out of or in connection with the Agent App or these TOS must be individually named. You hereby waive any right you may have for any dispute pertaining to the Agent App or these TOS to be arbitrated or litigated on a class action or consolidated basis, or on bases involving disputes brought in a purported representative capacity on behalf of the general public.

24. SEVERABILITY; ENTIRE AGREEMENT; WAIVER

If any provision of these TOS are found invalid or unenforceable, that provision shall be enforced to the maximum extent possible and the remaining provisions of these TOS shall remain in full force and effect. These TOS constitute the entire understanding, and supersedes all other understandings, between You and RIFO concerning the subject matter hereof. No waiver of a right of a party under these TOS will be effective unless it is in writing and signed by the party waiving its right. A waiver of a right by a party (or failure by a party to enforce a provision of these TOS) will be effective only in the specific instance and for the specific purpose for which it is provided. No waiver will be deemed a waiver of any prior or subsequent default hereunder.

25. FORCE MAJEURE

RIFO will not be liable under these TOS because of a failure or delay in performing RIFO’s obligations hereunder on account of any cause beyond RIFO’s reasonable control, such as, strikes, riots, insurrection, terrorism, fires, natural disasters, acts of God, war, governmental action.

26. INTERPRETATION

Headings are inserted for convenience of reference only and will not affect the construction or interpretation of the Agreement. Where the word “including” or “includes” is used herein, it means “including without limitation” or “includes without limitation”, respectively. The language used in these TOS are the language chosen by the parties to express their mutual intent, and no rule of strict construction will be applied against any party.

27. LANGUAGE OF THESE TOS

It is the express wish of the parties that these TOS and all related documents be drawn up in English. C’est la volonté expresse des parties que la présente convention ainsi que les documents qui s’y rattachent soient rédigés en anglais

28. SUPPLEMENTAL TERMS FOR APPLE USERS

These terms supplement and are in addition to the terms of these TOS for users who use the Agent App or the Agent App on Apple products (collectively, "Apple Devices"):

29. SUPPLEMENTAL TOS FOR GOOGLE USERS

These terms supplement and are in addition to the terms of the TOS for Users who use the Agent App or the Agent App on products with Android or other Google operating systems instanced (collectively,"Google OS Devices"):